Investment & Financial Planning

Helping you build wealth & achieve financial freedom.

Personalized financial planning, mutual fund distribution, retirement planning and portfolio review — tailored to your goals, not generic advice.

NISM Certified
Goal-Based Planning
Personalized Service
Client-First Approach
HP Harsh Prajapati · Founder

About Harsh

Welcome to Prajapati Investment & Financial Services

I help individuals and families build wealth through disciplined financial planning and investment strategies. I am a registered financial advisor, having completed the NISM Investment Adviser Level 1 and Level 2 certifications, along with certifications in mutual fund distribution, portfolio management services, and commodity derivatives.

Every recommendation starts with understanding where you are today and where you want to be, then mapping mutual funds and investment strategies that fit your timeline, risk appetite, and cash flow.

NISM
Investment Adviser Level 1 & 2 certified
MF·PMS
Certified in mutual funds & portfolio management services
Comm.
Certified in commodity derivatives

Our Services

Plans built around your goals

Every service below starts with a conversation about what you're actually saving and investing for.

Mutual Fund Distribution

Access to a curated range of mutual funds, matched to your goals rather than sold as one-off products.

Financial Planning

A single, coherent plan tying together your goals, insurance, tax efficiency, and investment strategy.

Retirement Planning

Build a corpus and withdrawal strategy that keeps pace with inflation and your lifestyle after work stops.

Goal-Based Investing

Long-term, diversified investing designed to compound steadily toward the milestones that matter to you.

Portfolio Review

A regular, honest look at how your existing investments are performing against your original goals.

Wealth Creation

Building long-term wealth through disciplined, diversified investing rather than chasing short-term returns.

Why Choose Us

A client-first approach to your money

Personalized Advice

Transparent Process

Long-Term Wealth Building

Goal-Focused Strategies

Professional Guidance

Regular Portfolio Review

Client-Centric Approach

Trusted Financial Partner

How We Work

A five-step process, start to finish

01

Discovery Call

A conversation about your income, timeline, and what you're actually planning for.

02

Financial Analysis

A close look at your current finances, existing investments, and cash flow.

03

Strategy Creation

A goal-based investment plan matched to your risk appetite and timeline.

04

Implementation

Set up SIPs or lump-sum investments across a curated set of mutual funds.

05

Ongoing Review

Regular check-ins to rebalance the plan as your life and goals evolve.

Plan Your Future

Financial Calculators

Quick, indicative estimates to help you think through your numbers — not a substitute for a full plan.

SIP Calculator

Estimate the future value of a monthly SIP investment.

Retirement Calculator

Estimate the monthly SIP needed to reach your retirement corpus.

EMI Calculator

Work out the monthly EMI on a loan.

Goal Calculator

Find the monthly SIP required to reach a specific goal amount.

These are indicative estimates for planning discussions only, not investment advice or a guarantee of returns.

Knowledge Center

Latest Insights

Articles on planning and investing — coming soon as the site moves to its full blog.

Investing Basics

Benefits of SIP Investing

Why disciplined, regular investing tends to outperform trying to time the market.

Full article coming soon
Retirement

Retirement Planning Guide

A framework for figuring out how much you'll actually need, and how to get there.

Full article coming soon
Fundamentals

How to Build an Emergency Fund

What counts as "enough," and where to keep it so it's there when you need it.

Full article coming soon

Ready to build your financial future?

Book a free consultation today.

Book Consultation

Contact Us

Let's talk about your goals

Name
Harsh Prajapati
Phone
+91 62642 00751
Email
hrashprajapati99@gmail.com
Address
Shop No. 6, Second Floor, Above Anand Store,
Gadaji Complex, Gujarati Bazar,
Sagar, Madhya Pradesh
LinkedIn
linkedin.com/in/hrash-prajapati-7262512b2

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